References to "we", "us" and "our" are references to Coutes Colbyco Limited The terms "you", "your" and "investor" refer to any individual, company or business (whether registered with us as an investor or not) to whom we provide our Services by any means including, but not limited to, telephone, face-to-face contact, postal correspondence, electronic mail or via our website www.coutescolbyco.co.uk.

These Terms and Conditions (the "Terms") shall govern the relationship between us and you and shall prevail despite the existence of any printed or other conditions even if such conditions purport to take precedence. Please read them carefully.

Your attention is in particular drawn to the clause on Liability below. We provide an advice and procurement service for property and property related goods and services in the UK and abroad referred to hereon as the
"Service" or "Services".

Registration The details provided by you at registration are important and must be complete and correct. You must immediately inform us of any changes to your information by sending an email to info@coutescolbyco.co.uk or telephoning our office on 0208 832 3790.

If you do not keep us informed of any changes, we will be unable to keep you fully informed on current and future development information. Your Personal Information We will respect your personal information and
comply with all applicable UK Data Protection legislation and rules currently in force.

We will use any information provided by you to us to constantly monitor and improve our services to you and for marketing purposes. We may also use such information to send specific correspondence which, in our opinion,
may be of interest to you.

Information Provided by Us We provide details about investment opportunities, in the form of, but not limited to market research, statistics, forecasts, reports, herein referred to as "Information". We provide Information obtained from a number of third party sources. Whilst we endeavour to provide accurate, up-to-date and complete Information we make no warranties or representations as to the accuracy, reliability or
completeness or otherwise of the Information and assume no responsibility or liability for any omissions or errors contained in the Information.

Q in Investment Opportunities We will offer you opportunities for investment, by using electronic mail, the website, postal correspondence, telephone, or other appropriate means.

We will endeavour to provide you with opportunities of a sound and reliable nature. We will speculate on the level of investment required, and the potential returns. This is based on our research and analysis, which may
include the advice and guidance of qualified third parties (such as a RICS registered surveyors, accountants or solicitors). Due to the speculative nature of such opportunities the information we provide should be
considered our "opinion".

Investors are advised to make their own judgement upon the investment being offered and to independently verify the Information and our speculative analysis. You are advised to carry out an independent legal and
financial assessment of any opportunity offered to you, before making any commitment to participate.

Please remember that the price and value of any investment and income can go down as well as up. If you make an investment you may get back less than the amount you originally invested. If you are in doubt about any investment decision you should seek the advice of a suitably qualified person.

Use of Our Services, Suppliers and Agents "An opportunity or supplier introduced by us" means any investment opportunity which may include, but is not limited to land, property, apartments, homes, entire developments,
whether constructed or not at the time of introduction, both in the UK and abroad, or supplier of the same, including but not limited to developers, estate agents, or other intermediary agents, that have been researched,
negotiated or procured by us, or in the case of suppliers are persons or companies with whom we have an established relationship (contractual or otherwise), and would not otherwise have been known to you. Fees for participation in investment opportunities introduced to you by us, vary per opportunity, but will always be disclosed to you before you commit to participate in any such opportunity.

Unless, otherwise agreed in writing by us, all fees are payable within 7days from your commitment to purchase a property, usually in the form of a Reservation Fee and Introducers Fee, which are quoted inclusive of
VAT. These fees will usually be payable to the developer and Coutes Colbyco Limited and are non-refundable, unless expressly agreed otherwise in writing by us.

We may also charge a £1,500 Financing Fee if you use our financing package. This will be payable at the time of arranging finance. The deposit to exchange is payable to a solicitor who will hold the monies until such time as legal ownership of the property is transferred to you (usually on exchange of contracts). This system aims to protect both you, and us.

We reserve the right to withdraw the opportunity to purchase a property procured by us, if you fail to pay our fees in full and at the appropriate time.

Restrictions If you, without notifying us, and within one year of the date an opportunity was originally introduced to you by us engage in any capacity directly with a supplier or developer originally introduced to you by us, or engage with the supplier or developer over new opportunities, or if you or a member of your staff refers an opportunity introduced to you by us to another person, or body and that person or body engages in any
capacity directly with the supplier or developer of the opportunity, then you will be liable to pay our fee at the prevailing rate.

Third Parties Recommended to You by Us We will endeavour to recommend solicitors, mortgage brokers, furniture suppliers, and estate agents or other third parties ("Third Party" or "Third Parties") of good calibre, who offer a service or product deemed to be of good quality and reasonable cost. However, we make no warranties or representations as to the reliability of the services provided by Third Parties and assume no responsibility or liability for their actions, omissions or errors.

If you make any arrangements with a Third Party found on or via our website or recommended to you by us, it is at your sole risk and responsibility.

Descriptions Of Property, Homes, Buildings, Locations Or Developments Particulars, specifications, pictures and artists impressions of any property, home, building, location or development are given in good faith and believed to be correct, but they do not form part of any offer or solicitation and are intended only as a general guide. We will make reasonable endeavours to ensure that a property will be built in all material respects in accordance with plans and designs as may be revised from time to time and which are available for inspection on the site being developed or in the relevant regional office of the developer. You acknowledge that developers reserve the right to alter plans, designs and specifications at any time without prior notice. We therefore will not be responsible for any such changes. All descriptions are intended only as a general guide and are not to be relied upon by you or other interested parties as a statement or representations of fact but you should satisfy yourself by inspection or otherwise. No warranties or representations are given that the contents of the website or information otherwise distributed will reflect the most recent plans, designs or specification.

Confidentiality Confidential Information means all information relating to current or prospective investment opportunities, our customers and prospective customers, current or projected financial or trading situations,
business plans, business strategies, developments and all other information relating to our business affairs including any Information of a confidential nature imparted by us to you during the use of our Services.